Bold Budget: Net Worth Tracker2.0 - App Store

Bold Budget shows you the whole picture: what you spent this month, what you own, what you owe, and where your net worth is heading.

TRACK EVERY ACCOUNT
Add checking, savings, high-yield savings, cash, brokerage, and retirement accounts alongside credit cards, loans, and mortgages. Choose how each one is tracked: let your transactions move the balance automatically, or enter the number yourself whenever it changes - ideal for investment and retirement accounts you only check once a month.

SEE YOUR NET WORTH
Assets minus liabilities on one screen, with a chart of how it has moved over time. Assets and liabilities are split out and totaled, and each account shows when it was last updated so you always know how current the number is.

ADD A TRANSACTION IN SECONDS
The Add screen opens straight to the keypad. Type the amount, tap a category, done. Add a title, account, location, date, or tags only when you want to.

EXPENSES, INCOME, AND TRANSFERS
Moving money between your own accounts isn't spending. Transfers keep your balances honest while staying out of your spending totals - paychecks into checking, savings contributions, credit card and loan payments.

ENVELOPES AND CATEGORY GOALS
Organize spending into categories with your own icons and colors. Give a category a goal - a cap to stay under or a target to reach - and see at a glance where you stand.

CHARTS THAT MAKE SENSE
A spending breakdown by category for whatever timeframe you pick: week, month, year, or a custom range. Filter by account, tag, or category to answer a specific question.

RECURRING EXPENSES
Keep bills and subscriptions in one list with a running monthly total, so nothing catches you off guard.

TAG WHAT MATTERS
Tag transactions by trip, celebration, project, or any other event, then filter to see exactly what it cost.

SHARE A BUDGET
Invite someone to a budget by username. Owners can add and edit everything; viewers can follow along without changing anything - built for couples, families, and roommates. Everything syncs across devices, so a transaction added on one phone shows up on the other.

Take charge of your financial future with Bold Budget - your tool for mindful spending and financial clarity.

Download now and start seeing the whole picture.

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Version History Bold Budget 2.0 — the biggest update yet, and a complete redesign.

ACCOUNTS
• Track checking, savings, high-yield savings, cash, brokerage, retirement, credit cards, loans, and mortgages
• Choose how each account updates: automatically from your transactions, or a balance you enter yourself
• Editable balance history, plus reconcile to snap an account back to your bank's real number

NET WORTH
• New Net Worth tab: assets minus liabilities, with assets and liabilities totaled separately
• Net worth over time, charted
• "As of" dates so a stale balance is obvious at a glance

TRANSACTIONS
• The Add screen is now keypad-first — amount, category, done
• Link a transaction to an account and its balance moves automatically
• Transfers between your own accounts, kept out of spending totals
• Create an account or a category without leaving the transaction editor
• Categories now work for income and expenses alike, and a category goal can be a cap to stay under or a target to reach

SHARING
• Invite someone to a budget by username, with owner and viewer roles
• Switch between budgets right from Settings

DESIGN
• Every screen redesigned for light and dark
• Green and red used consistently for gains and losses throughout
• Faster charts, smoother envelopes, and many small fixes

Have a recurring debt? Open it and tap "Convert to Liability Account" to move it into the new accounts system. 2.0 Aug 5 UI/UX improvements 1.11 Jul 16 Minor UI/UX improvements 1.10 Jul 9 More powerful transaction filtering and other UI/UX improvements 1.9 Jun 16 Added the ability to delete transaction categories 1.8 Jun 11 UI improvements 1.7 Jan 15 Minor UX improvements and bug fixes 1.6 04/29/2025 UX improvements 1.5 04/22/2025 * Added the ability to rename and delete budgets
* Various UX tweaks 1.4 01/09/2025 - Added suggestions to make adding transactions much easier
- Various other UX improvements 1.3 01/03/2025 Added the ability to edit transactions.
Added the ability for users to submit feedback directly through the app.
Fixed various bugs.
Minor UI tweaks to improve usability and clarity. 1.2 12/29/2024 * Added more options for categorizing transactions
* Various bug fixes
* UI improvements 1.1 12/16/2024 1.0 10/09/2024